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Smash Your Goals, Not Your Wallet: Insider Tips for Lower Gym Costs

January 13, 20254 min read

Save More While You Sweat!

At LevelUP 24/7 Smart Gym, we’re passionate about boosting your well-being while protecting your wallet. If you think you’re stuck paying full price for your gym membership, think again! Between insurance reimbursements and a new service called TrueMed, you’ve got two potent ways to keep your out-of-pocket costs in check. Read on to find out how you could turn your health goals into serious savings—without cutting corners on your fitness.


Insurance Reimbursements: The Hidden Gym Membership Goldmine

If you have health insurance, you might already be eligible for reimbursement or discounts on fitness memberships. And we’re not talking about pocket change; some plans cover up to $600 per year—or more!

  • Top Insurance Providers with Fitness Perks

    • UnitedHealthcare: Up to $240/year

    • Anthem (Elevance Health): $100–$200/year

    • Aetna (CVS Health): $100–$150/year

    • Cigna: $100–$300/year

    • Humana: $100–$150/year

    • Blue Cross Blue Shield (Various Affiliates): $100–$300/year

    • Kaiser Permanente: $100–$200/year (varies by plan)

    • Centene (Ambetter, WellCare, etc.): $0–$150/year

    • Molina Healthcare: $0–$100/year

    • Health Care Service Corporation (HCSC): $100–$300/year

Pro Tip: Check your specific plan details! Some require a minimum number of gym visits or participation in a wellness program to qualify for reimbursement. By doing a quick review of your plan, you might discover funds you never knew existed. It’s a relatively easy process that can translate into real savings over time.


TrueMed: Slashing Membership Costs with Pre-Tax Funds

Want to boost your savings even more? Enter TrueMed—the innovative service that lets you use HSA/FSA dollars to cover eligible fitness expenses. Paying with pre-tax dollars can lower your true cost by an average of 15–30%, depending on your tax bracket.

How TrueMed Works

  1. Verify Eligibility: TrueMed helps confirm whether your gym membership can be covered as a qualified medical expense.

  2. Get Reimbursed With Pre-Tax Dollars: This lowers your actual cost by reducing your taxable income.

TrueMed link for LevelUP


Why Choose LevelUP 24/7 Smart Gym?

Ready to rethink your workout routine? At LevelUP, we offer:

  1. 24/7 Access for Your Schedule

    • No more rushing before work or missing workouts because of limited hours. Our doors are always open.

  2. Cutting-Edge, Smart Technology

    • Monitor your progress, personalize your workouts, and watch your gains skyrocket.

  3. Supportive Fitness Community

    • Surround yourself with passionate members and expert trainers who help you stay motivated.

  4. Savings Guidance

    • We’ll walk you through the reimbursement process and supply any documentation you need, so you can focus on crushing those fitness goals.

Reinvesting Your Savings for Advanced Results

Now that you’ve discovered potential ways to save—through reimbursements or pre-tax spending—consider using those extra funds to elevate your membership at LevelUP.

Our Precision and Elite tiers go beyond basic gym access. They include:

  • Nutrition Coaching: Personalized guidance to optimize your diet and energy levels.

  • Monthly Checkup Scans: Track your progress and make data-driven tweaks to your routine.

By taking what you save and investing it into a more comprehensive plan, you’ll unlock powerful tools that ensure every workout and every meal move you closer to the results you want.


How to Start Saving Now

Step 1: Check Your Insurance Policy

  • Log in to your insurance portal or call your plan’s member services.

  • Ask if they offer gym membership discounts, reimbursements, or if there’s a wellness program you can join.

Step 2: Explore TrueMed

  • Sign up to see if you can pay for LevelUP with pre-tax dollars.

  • Get immediate savings when your membership is classified as a qualified expense.

Step 3: Get Proof of Your Gym Usage

  • If your insurance company requires proof of attendance or an itemized bill, our team can help you get the right records. This may be a simple invoice or a record of attendance for a period of time.

Step 4: Reap the Rewards

  • Enjoy an advanced training environment, improved health, and extra money left in your bank account!


A New Era of Fitness: Affordable & Premium

At LevelUP 24/7 Smart Gym, we want you to break boundaries, not your budget. By taking advantage of insurance reimbursements and TrueMed’s HSA/FSA payments, you can sweat smarter and save more. Let your fitness ambitions soar while your costs stay grounded.

Ready to Start?

  • Contact us today to learn about membership options that fit your lifestyle.

  • Talk to your Insurance & Apply to TrueMed to secure the reimbursements or discounts you deserve.


Final Thoughts: Empower Your Mind, Body, and Wallet

Fitness is a cornerstone of good health, and with LevelUP 24/7 Smart Gym, you can pursue it without financial stress. From insurance reimbursements to TrueMed savings, there’s no better time to invest in yourself and your future. So take that bold step—because your health is worth it.


Disclaimer: This article is for general informational purposes only and does not constitute insurance, tax, or legal advice. Always consult your insurance provider, HSA/FSA administrator, or a professional advisor for accurate, personalized guidance.

Rob's path to fitness and entrepreneurial success was anything but ordinary. As a student-athlete at Avon Old Farms, Rob discovered his love for fitness through cross country, hockey, and lacrosse. His pursuit of a Biomedical Engineering degree at Drexel University was a testament to his love for technology and innovation. However, a co-op experience at a pharmaceutical company made it clear that the conventional 9-5 life was not his calling.​

Choosing his own path to follow, Rob enlisted in the Navy with the dream of becoming a Navy SEAL. Through determination and resilience, he earned his Navy SEAL Trident in 2007, specializing in combat medicine. His service included tours in Afghanistan, Africa, and Europe, experiences that shaped his understanding of teamwork, discipline, and the importance of physical fitness.

Rob Olson

Rob's path to fitness and entrepreneurial success was anything but ordinary. As a student-athlete at Avon Old Farms, Rob discovered his love for fitness through cross country, hockey, and lacrosse. His pursuit of a Biomedical Engineering degree at Drexel University was a testament to his love for technology and innovation. However, a co-op experience at a pharmaceutical company made it clear that the conventional 9-5 life was not his calling.​ Choosing his own path to follow, Rob enlisted in the Navy with the dream of becoming a Navy SEAL. Through determination and resilience, he earned his Navy SEAL Trident in 2007, specializing in combat medicine. His service included tours in Afghanistan, Africa, and Europe, experiences that shaped his understanding of teamwork, discipline, and the importance of physical fitness.

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